Privacy Policy

Veracity Financial is committed to safeguarding the privacy of individuals. This Privacy Policy sets out how Veracity Financial manages personal information. It is structured as follows:

1. Personal information Veracity Financial collects
2. Use and disclosure of personal information
3. Automated decision making
4. Cookies
5. Links to other websites
6. Marketing
7. Overseas transfers
8. Access and correction
9. Contacting Veracity Financial and complaints
10. Changes to Privacy Policy

1. Personal information Veracity Financial collects

The main types of personal information Veracity Financial collects and holds are:

• contact and identification information for individuals seeking to buy or sell vehicles with Veracity Financial such as name, date of birth, contact number(s), email address(es), residential and/or business address(es), demographic information (such as postcode, age, gender) and driver's licence details;
• vehicle and servicing details for Veracity Financial's customers including vehicle registration, vehicle purchase details, service appointment bookings;
• finance details for Veracity Financial's customers seeking finance such as financial, insurance or credit information, marital status, employment details and history;
• contact details for individuals working for Veracity Financial's business partners and suppliers;
• information provided by an individual as part of a recruitment process such as name, contact details, prior employment history, qualifications, referee details and, if applicable, details for background checks; and
• other information provided by individuals while interacting with Veracity Financial.

Veracity Financial collects personal information in the course of running its business in a range of different ways, typically through:

• interactions with individuals (e.g. through any records Veracity Financial keeps of telephone calls, or emails received, or messages sent to Veracity Financial or posted on Veracity Financial's pages on social media);
• Veracity Financial's website;
• use of social media;
• employment applications;
• third party service providers; and
• provision of customer service and support.

Where practicable, Veracity Financial collects personal information in connection with running its business directly from the individual concerned. On occasion Veracity Financial may collect personal information from someone else such as when speaking to a referee for a job applicant or doing screening for onboarding a new supplier or customer.

2. Use and disclosure of personal information

Veracity Financial stores personal information in electronic and paper form.

Veracity Financial uses and discloses personal information as follows:

• to source vehicles and sell them to Veracity Financial's customers and to provide other related services to customers such as vehicle servicing and assist with arranging financing to purchase a vehicle;
• to manage arrangements with Veracity Financial's customers and prospective customers;
• to obtain products, services or information from Veracity Financial's suppliers;
• to assess what vehicles a person may be interested in purchasing (e.g., based on the person's interests and other information Veracity Financial knows about them);
• to operate and manage Veracity Financial's website, social media and other communications and media channels;
• subject to applicable laws, to conduct marketing;
• for processing and assessing employment applications; and
• for such other purposes authorised or required by law.

It may be necessary to share personal information with organisations that provide products or services to Veracity Financial. For example, Veracity Financial may use third party service providers for the organisation of customer care, implementation of promotions, development of offers, communication and contact with customers, organization of events and for the purpose of obtaining advice and managing its affairs. Veracity Financial also uses third party service providers for credit card processing/payment and for IT services (hosting services, database maintenance, etc.).

3. Automated decision making

Veracity Financial uses computer programs to make decisions affecting a person's interests to offer products or services that could be of interest. This is typically done via AI Agents within website chat or SMS. The sorts of personal information Veracity Financial uses in the operation of the computer program is browsing history on Veracity Financial's websites, name, contact information, and other information you may input into Veracity Financial's websites. The level of human oversight Veracity Financial provides over these decisions is limited — responses and recommendations may be generated automatically, with human review available where a person requests it or where required for follow-up by Veracity Financial's staff.

4. Cookies

Veracity Financial uses cookies on its website. Cookies are small text files that are stored by the website user's browser when they visit a website. This identifies the browser used and can be recognised by Veracity Financial's web server. Veracity Financial may use cookies to associate a user with social media platforms and, if the user so chooses, enable interaction between the user's activities on Veracity Financial's platforms and those social media platforms. Veracity Financial's website also uses cookies to analyse website traffic and help provide a better website visitor experience. Website users can make certain choices about the use of cookies through their browser settings. However, if the user disables certain cookies, this may prevent the user from taking full advantage of Veracity Financial's website.

5. Links to other websites

Veracity Financial's website may contain links to third party websites. Veracity Financial does not control or otherwise determine the privacy practices of these third party sites. To find out about their privacy practices, you should check their websites for their privacy policy, or otherwise ask them about their privacy practices.

6. Marketing

If you have received a direct marketing communication from Veracity Financial and do not wish to receive these communications from Veracity Financial in the future, just use the “unsubscribe” function in the email or SMS, or tick the opt out box on postal communications and return the mailed item to Veracity Financial.

7. Overseas transfers

Veracity Financial's website/s are hosted in Australia. On occasion, a third party service provider Veracity Financial engages or that Veracity Financial is instructed to provide information to may be outside of Australia however, the location of the third party would depend on the specific situation.

8. Access and correction

An individual may request access to or correction of any of the personal information Veracity Financial holds about them by contacting Veracity Financial during business hours on 1300721258 or via the contact page.

Veracity Financial may require an individual making a request to verify their identity before processing their request.

Veracity Financial will aim to respond to all requests promptly and within 30 days.

Veracity Financial may refuse a request where permitted or required by law. Veracity Financial will comply with any regulatory requirement to give reasons for its decision.

9. Contacting Veracity Financial and complaints

If you have any queries, concerns or complaints about how Veracity Financial handles your personal information please contact Veracity Financial during business hours on 1300721258 or via the contact page. Veracity Financial may require an individual making a request to verify their identity before processing their request.

Please provide sufficient details so that Veracity Financial can understand the nature of your concern. In most cases, Veracity Financial will ask that you put your request in writing.

Veracity Financial takes all complaints seriously and will use reasonable endeavours to investigate and respond to a complaint in writing within 30 days of receiving the written complaint. If you remain unsatisfied by Veracity Financial's response to your complaint, you may be entitled to refer your complaint to the Office of the Australian Information Commissioner.

• Phone: 1300721258
• Mailing Address: 163-179 Old Geelong Rd, Hoppers Crossing, VIC, 3029

10. Changes to Privacy Policy

Veracity Financial may make changes to this Privacy Policy by posting the revised policy on its website. Please check back from time to time to review this Privacy Policy.